Wave Money 1.4.21 APK Download: A Guide to Myanmar's Leading Mobile Financial Service
If you are looking for a fast, easy and safe way to make online payments in Myanmar, you should consider downloading Wave Money app on your Android device. Wave Money is a mobile wallet application that allows you to send money, top-up airtime, pay bills, shop online, book tickets and more with just a few taps on your phone. In this article, we will show you how to download and install Wave Money app, how to use it for various transactions, what are the benefits and drawbacks of using it, and answer some frequently asked questions about it.
How to download and install Wave Money app on your Android device
Downloading and installing Wave Money app is very simple and straightforward. Just follow these steps:
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Go to the official website of Wave Money at and find the latest version of Wave Money app (1.4.21 as of June 2023).
Download the APK file (about 50 MB) and allow unknown sources in your settings if prompted.
Install the app and open it. You will see a welcome screen with some information about Wave Money.
How to use Wave Money app to make fast, easy and safe online payments
Using Wave Money app is very easy and convenient. Just follow these steps:
Register your phone number and create a PIN code. You will need to enter an OTP code sent to your phone to verify your number.
Upgrade your account level for higher limits and more features. You can do this by filling in some personal information such as name, NRC number, date of birth, address, etc. You can also scan your NRC card or passport to upgrade faster. You can choose from three account levels: Basic, Standard and Premium, each with different limits and features.
Cash in or link your bank account to fund your wallet. You can cash in at any of the over 57,000 Wave Money agents across Myanmar or link your bank account from KBZ, CB, AYA, Yoma or uab to transfer money to your wallet.
Choose from various payment options such as transfer money, top-up airtime, pay bills, shop online, book tickets and more. You can transfer money to any phone number in Myanmar, even if they don't have Wave Money app. You can also top-up airtime for MPT, Telenor, Ooredoo and Mytel. You can pay bills for electricity, water, internet, TV, education and more. You can shop online at popular e-commerce platforms like Shop.com.mm, rgo47, Yangon Door2Door and more. You can book tickets for bus, flight, movie and event with Wave Money partners like Bagan Bus Ticket, Flymya, Major Cineplex and more.
What are the benefits of using Wave Money app
Using Wave Money app has many benefits for you as a user. Here are some of them:
Higher security system with one wallet, one device feature. Wave Money app uses a unique security system that ensures that only you can access your wallet on your device. If you lose your phone or change your device, you can easily restore your wallet by calling Wave Money customer service.
Access to the largest network of over 57,000 agents across Myanmar. Wave Money app gives you access to the largest network of agents in the country, where you can cash in or cash out anytime, anywhere. You can also enjoy free cash out at any agent if you use Wave Money app.
Low fees and transparent pricing. Wave Money app charges low fees for its services and shows you the exact amount before you confirm any transaction. You can also check the fees and charges for any service on the app or on the website.
Exclusive offers and rewards for loyal customers. Wave Money app rewards you for using its services with exclusive offers and discounts from its partners. You can also earn points for every transaction and redeem them for vouchers and gifts.
What are the drawbacks of using Wave Money app
Using Wave Money app also has some drawbacks that you should be aware of. Here are some of them:
Limited to Myanmar users only. Wave Money app is only available for users in Myanmar and does not support international transactions or currencies. You can only use it within the country and with Myanmar Kyat.
Requires internet connection and compatible device. Wave Money app requires an internet connection to work and a compatible device that runs on Android 4.4 or higher. If you don't have internet access or a suitable device, you may not be able to use the app.
Subject to KYC verification and regulatory compliance. Wave Money app is subject to KYC (Know Your Customer) verification and regulatory compliance by the Central Bank of Myanmar and other authorities. This means that you may need to provide some personal information and documents to use the app or some of its features.
Conclusion and FAQs
In conclusion, Wave Money app is a great option for making online payments in Myanmar. It is fast, easy and safe to use and offers many benefits such as higher security system, access to the largest network of agents, low fees and transparent pricing, and exclusive offers and rewards. However, it also has some drawbacks such as being limited to Myanmar users only, requiring internet connection and compatible device, and being subject to KYC verification and regulatory compliance. If you are interested in downloading Wave Money app on your Android device, you can follow the steps we have provided above or visit their official website for more information.
Here are some frequently asked questions about Wave Money app:
Is Wave Money app safe and legal?
Yes, Wave Money app is safe and legal to use in Myanmar. It is licensed by the Central Bank of Myanmar as a mobile financial service provider and follows the highest standards of security and compliance. It uses encryption technology to protect your data and transactions and has a one wallet, one device feature that prevents unauthorized access to your wallet.
How can I contact Wave Money customer service?
You can contact Wave Money customer service by calling their hotline at 900 or +95 1 231 3080 or by emailing them at info@wavemoney.com.mm. You can also visit their website at for more support and feedback.
What are the fees and charges for using Wave Money app?
The fees and charges for using Wave Money app vary depending on the type and amount of transaction. You can check the fees and charges for any service on the app or on the website. Here is a table that shows some examples of fees and charges for different services:
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Service
Fee or Charge
Transfer money to another Wave Money user
0.5% of the amount transferred
Transfer money to a non-Wave Money user
1% of the amount transferred
Top-up airtime for any operator
Free
Pay bills for any service provider
Free or nominal fee depending on the service provider
Shop online at any partner platform
Free or nominal fee depending on the partner platform
Book tickets for any partner platform
Free or nominal fee depending on the partner platform
Cash out at any agent
Free if you use Wave Money app, 0.8% of the amount cashed out if you use USSD code (*247#)
Cash in at any agent
Free
Link bank account to Wave Money wallet
Free for KBZ, CB, AYA, Yoma and uab bank accounts, 0.8% of the amount linked for other bank accounts
How can I withdraw money from my Wave Money wallet?
You can withdraw money from your Wave Money wallet by visiting any of the over 57,000 Wave Money agents across Myanmar and showing them your phone number and PIN code. You can also withdraw money from your linked bank account by using the app or the USSD code (*247#).
How can I update my Wave Money app to the latest version?
You can update your Wave Money app to the latest version by visiting the official website or a trusted source like APKCombo or Aptoide and downloading the APK file of the new version. You can also check for updates on the app itself by going to Settings > About > Check for updates. 44f88ac181